# Pet Business Insurance

> Insurance Agency Costa Mesa, California
> Last updated: 2026-10-11

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## Recent Content

- [What Is a Business Owner's Policy (BOP) and Is It Right for Your Pet Business?](https://www.petbusinessinsurance.com/what-is-a-business-owners-policy-bop-and-is-it-right-for-your-pet-business/): Quick Answer A business owner’s policy — a BOP — bundles general liability and commercial property insurance into one policy, usually at a lower price than buying those coverages separately. Most carriers writing pet businesses also fold in business income coverage, and several add pet-specific protection on top of it. For a groomer, daycare, boarding […]
- [Dog Bite Liability: What Happens When a Pet Injures Someone in Your Care](https://www.petbusinessinsurance.com/dog-bite-liability-what-happens-when-a-pet-injures-someone-in-your-care/): Quick Answer If a dog bites someone while it is in your care, the dog’s owner is not the only party on the hook — your business usually is too. Most state dog bite laws attach liability to whoever owns, keeps, or harbors the dog, and while that dog is in your daycare, your kennel […]
- [What Is Animal Bailee Coverage — and Why Pet Businesses Can’t Skip It](https://www.petbusinessinsurance.com/what-is-animal-bailee-coverage-and-why-pet-businesses-cant-skip-it/): In Short Animal bailee coverage is insurance that pays when an animal in your care is injured, becomes ill, escapes or dies while your business is responsible for it. It exists because general liability insurance specifically excludes damage to property in your care, custody or control — and in the eyes of the law, a […]
- [General Liability vs. Professional Liability: What's the Difference for Pet Businesses?](https://www.petbusinessinsurance.com/general-liability-vs-professional-liability-whats-the-difference-for-pet-businesses/): Quick Answer General liability covers physical harm your business causes to other people or their property — a client slips in your lobby, overs physical harm your business causes to other people or their property — a client slips in your lobby, or you damage a client’s property. Professional liability — also sold as errors […]
- [How Much Does Pet Business Insurance Cost in 2026?](https://www.petbusinessinsurance.com/how-much-does-pet-business-insurance-cost-in-2026/): Quick Answer Most pet businesses pay roughly $700 to $1,700 a year for a business owner’s policy — about $59 to $141 a month — based on published national industry pricing data. Add workers’ compensation once you have employees and the published range runs another $1,000 to $1,800 a year. Where you land inside that […]

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