The Ultimate Guide to Georgia
Mobile Pet Grooming Insurance
Protect Your Business, Your Clients,
and Your Livelihood
Brought to you by
www.petbusinessinsurance.com
Why Mobile Pet Groomers in Georgia Need Insurance
Georgia’s hot, humid climate, unpredictable storms, and strict dog bite liability laws make insurance a must-have for mobile pet groomers:
- Extreme Heat Risks: Dogs can suffer from heat exhaustion in Georgia’s summer months.
- Hurricane & Flooding Threats: Coastal areas like Savannah are prone to severe storms.
- Strict Dog Bite Laws: Groomers are often fully liable for dog bites, even if it’s the first incident.
- Heavy Traffic in Atlanta: Car accidents involving grooming vans are more likely in urban areas.
Georgia follows a “strict liability” rule for dog bites, meaning groomers can be sued even if they weren’t negligent.
What You Need to Legally Operate
a Mobile Pet Grooming Business in Georgia
While Georgia does not require a statewide pet grooming license, you may need:
✔️ General Business License: Required in cities
like Atlanta, Augusta, and Savannah.
✔️ Commercial Auto Insurance: Legally required if you own
a grooming van.
✔️ Workers’ Compensation Insurance: Mandatory if you
have employees.
✔️ General Liability & Professional Liability Insurance:
Highly recommended to avoid lawsuits.
Many landlords & event spaces require proof of insurance
before allowing you to operate on their property.
Essential Coverage
for Georgia Groomers
✔️ General Liability Insurance
– Covers customer injuries, dog bites, and property damage.
✔️ Professional Liability Insurance
– Covers grooming mistakes, pet injuries, and negligence claims.
✔️ Commercial Auto Insurance
– Covers accidents, hurricanes, theft, and flooding.
✔️ Equipment & Tool Coverage
– Covers clippers, shears, dryers, tables, and grooming tools.
✔️ Workers’ Compensation
– Covers employee injuries, dog bites, and lost wages.
Georgia’s weather & dog bite laws make liability & auto insurance critical for pet groomers.
Understanding Pricing & Risk Factors
| Coverage Type | Average Monthly Cost in Georgia |
|---|---|
| General Liability | $30 - $60 |
| Professional Liability | $40 - $80 |
| Commercial Auto | $75 - $160 |
| Equipment Coverage | $15 - $50 |
| Workers’ Compensation | Varies by payroll size |
Why Are Insurance Rates in Georgia Lower Than in Some States?
✔️ Lower risk of lawsuits compared to California or New York
✔️ More affordable commercial auto insurance than hurricane-prone coastal states
Georgia’s weather & dog bite laws make liability & auto insurance critical for pet groomers.
True Stories
from Georgia Mobile Groomers
Case Study 1: Heat-Related Pet Injury in Atlanta
Lena, a mobile groomer in Atlanta, groomed a bulldog in the summer.
The pet suffered heat exhaustion, and the owner sued for negligence.
Her professional liability insurance covered the legal fees, preventing
a major financial loss.
Case Study 2: Hurricane Damage to a Grooming Van in Savannah
Brian parked his mobile grooming van in Savannah when a hurricane
caused severe flooding, destroying his vehicle and equipment.
His commercial auto insurance covered the loss, allowing him
to replace his van and resume business.
Get Affordable Insurance
for Your Mobile Grooming Business
- Instant Online Quotes
- Custom Plans for Georgia Groomers
- Trusted by Mobile Groomers Nationwide
Don’t wait until it’s too late — get insured today!
Our Team
Meet Chaz & Zach
Zach
Chaz
We’ve helped thousands of mobile pet groomers get the right insurance coverage.
We know the risks you face every day — whether it’s an accident on the road,
a stolen piece of equipment, or an unexpected lawsuit.
That’s why we’ve made it easy to find the best insurance plan for your business.