What Does Business Property Insurance Cover?

Business Property Insurance covers property damage, bodily injury, and can help protect you from claims such as:


  1. Fire damage to your property.
  2. Customer injuries at your business, like trips and falls.
  3. Theft, breaking into your business and stealing your equipment.
  4. Lost income from not being able to run your business because of a covered loss.
business property insurance
Commercial property insurance

Business Property Insurance Covers

If business property is damaged, stolen or destroyed, this policy can help cover the costs to repair or replace your:

Personal property located at your business
Tools and equipment you use for business
Inventory stored at your office or warehouse
Furniture, such as couches, desks, chairs and tables
Computers you use to run your business
Accounts receivable and other important documents
Outdoor landscaping, like fences

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