Workers Compensation Insurance

If an employee is injured while on the job, employers can be protected by carrying workers’ compensation coverage. It is common to get workers’ compensation coverage because general liability does not cover injuries happen to you, your employees or independent contractors while on the job. Injuries include a dog bite, occupational diseases caused by employment such as carpel tunnel or rabies and employer’s liability that is excluded from employment

Workers Comp Coverage and Claim Example

A dog jumps on your employee and knocks her to the ground, causing injury to her shoulder and lower back.
Kennel employee was bitten on the hand while trying to separate two dogs
Employee slipped on wet floor and sprained ankle.

Workers Compensation Covers

Medical Bills

Lost Wages due to being out of work for a significant period of time.

Independent contractors can be covered as well depending on state