Quick Answer A business owner’s policy — a BOP — bundles general liability and commercial property insurance into one policy, usually at a lower price than buying those coverages separately. Most carriers writing pet businesses also fold in business income…
Quick Answer If a dog bites someone while it is in your care, the dog’s owner is not the only party on the hook — your business usually is too. Most state dog bite laws attach liability to whoever owns,…
In Short Animal bailee coverage is insurance that pays when an animal in your care is injured, becomes ill, escapes or dies while your business is responsible for it. It exists because general liability insurance specifically excludes damage to property…
Quick Answer General liability covers physical harm your business causes to other people or their property — a client slips in your lobby, overs physical harm your business causes to other people or their property — a client slips in…
Quick Answer Most pet businesses pay roughly $700 to $1,700 a year for a business owner’s policy — about $59 to $141 a month — based on published national industry pricing data. Add workers’ compensation once you have employees and…
Quick Answer Most pet businesses build their program around four things: general liability, animal bailee (also sold as care, custody and control), commercial property, and workers’ compensation once they have employees. The first three usually come packaged as a business…
Are You Confident Your New York Pet Business Has the Right Insurance Coverage? Are you confident your New York pet business has the right insurance coverage? What happens if a claim comes in and your policy doesn’t cover it fully?…
Are you wondering how to protect your pet business from unexpected risks? Do you need insurance that fits your grooming salon, daycare, or veterinary clinic perfectly? Choosing between a Business Owner’s Policy (BOP) and individual insurance policies can be confusing,…
What would you do if a dog in your care bit someone tomorrow? Would your business survive a $40,000 claim? If you run a dog daycare in New York, this is not a rare scenario. It is a real financial…
Are You Carrying the Right Insurance for Your Pet Business? Are you running a pet grooming, boarding, daycare, training, retail, or veterinary business in New York and wondering what insurance you actually need? Are you worried about overpaying for coverage…
